NEVER RESPOND TO SUCH EMAILS!!!
Thursday, November 13, 2008 12:04 AM
From:"soniung@arcor.de"
To: ptricklee@yahoo.com.hk
Subject: BUSINESS PROPOSAL FOR YOU FROM HANG SENG BANK HONG- KONG
Greetings,
Greetings of the day to you, although you may be skeptical receiving this email as we have not met before, I am Mr. P. Lee a South Korean,54 years old and happily married with grown-up children, and i am an Executive Director of Hang Seng Bank Ltd,in charge of the International Remittance department. nevertheless I have a business proposition involving the sum of US$25,500,000.00 Million in my bank which I know we will be of mutual benefit to both of us, and I believe we can handle it together, once we have a common understanding and mutual cooperation in the execution of the modalities. I shall furnish you with more information’s about this operation when l receive your reply.
Should you be interested, please send me those information’s
1.Full names,
2.Age
3.Occupation,
4.Private phone number,
5.Current residential address.
Via this email address :( pterickleechang@yahoo.com.hk or ptleechang@yahoo.com.hk)
Your earliest response to this letter will be highly appreciated.
Kind regards,
Mr.Pt. Lee
Hang Seng Bank Limited
Hong Kong.{Asia}
Email:-pterickleechang@yahoo.com.hk
Email:-ptleechang@yahoo.com.hk
Jetzt komfortabel bei Arcor-Digital TV einsteigen: Mehr Happy Ends, mehr Herzschmerz, mehr Fernsehen! Erleben Sie 50 digitale TV Programme und optional 60 Pay TV Sender, einen elektronischen Programmführer mit Movie Star Bewertungen von TV Movie. Außerdem, aktuelle Filmhits und spannende Dokus in der Arcor-Videothek. Infos unter www.arcor.de/tv
REMEMBER NEVER RESPOND TO SUCH EMAILS!!!
BUSINESS PROPOSAL FOR YOU FROM HANG SENG BANK HONG- KONG
Using Identity Theft To Rob A Bank
"I'm thinking, 'How can this be?' I've never even used this account."
Janney fell victim to fraud when a bank employee sold his personal information to an identity theft ring. His bank had to cover the loss, along with another $12 million stolen from other customer accounts during a two-year identity theft blitz that ended in 2002.
Janney said he considers such thieves to be no better than common bandits from the era of Bonnie and Clyde. "Instead of blowing through the front doors of a bank, guns ablazing, they took my identity," he said. "That was their mask."
Sophisticated and ingenious techniques have allowed these modern-day crooks to use thousands of stolen identities to drain billions from banks and other financial institutions. Meanwhile, the average stickup guy gets about $7,200 in a bank heist, according to the FBI, and is more likely to get caught.
"Not only dollar for dollar, they get more money this way, but it's [also] safer," said Assistant U.S. Attorney Jay Hileman of Houston, who prosecuted many of the 30 conspirators in the Bank One fraud case.
Identity theft has become the most common way to steal from a bank.
A 2003 Federal Trade Commission report estimated identity theft losses to financial institutions at $47 billion, roughly the combined gross domestic products of Afghanistan, Madagascar and Jamaica.
In comparison, there are about 7,600 bank robberies a year, amounting to roughly $77 million in losses to the institutions, according to the FBI.
Putting the identity theft ringleaders behind bars barely makes a dent in what prosecutors describe as the nation's biggest white-collar crime.
"I think that we're going to always be one step behind, chasing the crooks," Assistant U.S. Attorney Jim Buchanan of Houston said. "They're always thinking up a new tactic."
The banks fight back with ever-improving methods to detect and deter the frauds, but the identity thieves are constantly fine-tuning their methods as well. "The criminals are like water: They see an obstacle; they try to go around it," said Nessa Feddis of the American Bankers Association.
Here are some examples of how identity thieves have developed ways of robbing bank funds:
# A bank employee sells your personal information to criminals, who then use the information to take over your account.
# Crooks use your Social Security number and date of birth to open accounts in your name to launder checks. If the police catch up, it's your name on the account -- not the crooks'.
# An e-mail scam known as "phishing" attempts to trick people into giving out their personal information and credit card numbers.
Victimless crime?
Those who steal the identities and organize the frauds often view it as a victimless crime. Even a 17-year prison sentence hasn't tempered the attitude of convicted identity thief Jason Carpenter.
"I still feel it's worse to steal from an individual than it is to steal from a bank," he said. (Read more from Carpenter)
Matthew Boyden, a U.S. postal inspector who investigates mail fraud, said that viewpoint is typical of many identity thieves. "I've had several tell me it's so easy to do, and [that] it's somewhat our system's fault," Boyden said.
Meanwhile, consumers end up paying a price, in frustration and time. A survey published in January by the consulting firm Javelin Strategy & Research found that the average identity theft victim spends 40 hours to straighten out the mess.
"We've talked to a number of victims and they've had frustration; they've been scared to death when they discover this," said Hileman, the assistant U.S. attorney. "They're angry. Some of them feel violated."
Passing the buck to customers
Just as shoplifting is built into the cost of retail merchandise, banks recoup their losses through higher customer services fees and interest rates.
Janney said he realizes that "it doesn't cost me a nickel here, but it does end up costing me down the line, because the bank is not going to sit there and take losses."
Police, prosecutors and financial institutions are nowhere near claiming victory in what has become a high-stakes battle of wits, and identity thieves are constantly remodeling their schemes to stay ahead of investigators.
"It's evolution at its finest," Boyden said.
Jason Michael Carpenter Said Identity Theft was easy fun
He spoke about identity theft tactics with "CNN Presents" from the Federal Detention Center in Houston as part of an hour-long documentary, "How to Rob a Bank." That airs at 8 p.m. and 11 p.m. ET Saturday.
CARPENTER: It was fun, not in the sense that it was fun to steal the money, but it was fun to get away with something like that. Being so young as I was and to think that I could be doing something like that. ... I didn't look at it like a big deal. I just looked at it as something to get away with. ...
CNN: ... Where did you figure out how it all works -- in chat rooms?
CARPENTER: Pretty much in chat rooms and just reading it. Since I've ... always been around computers, (the) computer comes naturally to me. ... You'd be surprised the amount of credit card information that is actually circulated around the Internet. And once you get a hold of it, you just figure out how can you use it, if you want to. ...
CNN: Describe to us what "phishing" is.
CARPENTER: Phishing is ... one big source of credit card information. Phishing would be when you are sending out e-mails or messages to people, telling them that for some reason or another, and portraying yourself as a financial institution or an official working for a company or an Internet service, (and telling them that) they need to resubmit their credit card information to you. And instead of having it done on the official Web site, it would be done on another Web site that you set up and information would be sent to you.
CNN: So you just ask for it?
CARPENTER: Exactly.
CNN: And people send it?
CARPENTER: Seven out of 10 times people will send it.
CNN: You're kidding?
CARPENTER: No. It's extremely easy. ... If I was really driven, it would take me two or three hours, and I would have your information -- Social Security number, date of birth, driver's license number, bank account numbers.
CNN: Is that because you're a genius or because it's just so easy?
CARPENTER: It's because it's so easy. It's ... incredibly easy. ...
CNN: Did you think people would be victimized by this or just the banks.
CARPENTER: What I thought at the time was that most of the credit card companies earmark so much money every year for fraud and ... I thought the person would, at most, have to pay $50 or $100. And then the charges would be ... removed from the credit cards, and the credit card company would absorb the loss. But they made so much money that anyway, I didn't mind. I didn't see it as such a big deal.
CNN: So ripping off the credit card companies or the bank, in no way equates to ripping off a person?
CARPENTER: I don't see those things as being equal. Ripping off a financial institution or a bank or a large business, it's not the same as if you're taking the money directly from somebody's pocket or their bank account. ...
CNN: Did it surprise you that each step of the way you were getting away with more and more and more?
CARPENTER: It was very surprising how easy it was. That was the reason that I kept doing it -- just because it was so easy to get away with something like that. That's what really kept me doing it.
CNN: Was it like an addiction?
CARPENTER: Almost, almost because I would just do more and more and more just to see if I could get away with it. ...
CNN: Are the robbers winning this one in the cops-and-robbers game?
CARPENTER: They are because there's a lot of things ... that go on that they're never going to find out about. And when they do find out about them, it'll be a long time. And the amount of people that are doing these crimes ... it's not something that they have enough manpower and enough knowledge ... to catch them all.
Sphere: Related ContentOnline Lottery From Con Artist
NEVER RESPOND TO THIS KIND OF EMAIL!!!
SUBJECT: WINNING NOTIFICATION/FINAL AWARD..
EURO MILLONES LOTERIA ESP
APARTADO DE CORREOS 48, 28230 las Rozas,
MADRID ESPANA
RE: WINNING NOTIFICATION/FINAL AWARD:
ATTN; WINNER,
We are pleased to inform you of the release of the long
awaited results of the EURO MILLONES LOTERIA S.A PROMOTION
PROGRAMES.ESPANA held on 11th of OCTOBER 2008 your email
address attached to the Ticket No:TK/365\\9NL that
drew the lucky Winning No Y-871GTH.
You have been approved for a payment of 900,000.00Euros
(NINE HUNDRED THOUSAND EURO) in cash credited to File
No:Q/1709/WB. Batch No XQ1017BN This is from a total cash
prize of NINE MILLION EUROS Shared among the
ten International winners in second categories.
Congratulations!!!
All participants were selected through a Multi
international computer ballot system drawn from 98,000
(Ninety eight thousand) names of email users around the
world.
To begin your claim, do file for the release of your
winning by contacting our accredited agent: Foreign
Transfer Manager EURO MILLONES LOTERIA S.A
Mr. Eric Manfred.
TEL: +34 -634-059-412
Email: writeericmanfred@gmail.com
Email: infoericmanfred@gmail.com
YOUR SECURITY FILE NUMBER IS D1-67/WM4 (keep personal)
Remember your winning must be claimed not later than
(27-10-08) after this date funds might be returned to the
lottery company as unclaimed prize furthermore should
there be any change in your address do inform your claims
agent as soon as possible.
Yours truly,
Mrs. Roselyn Antonio,
EURO MILLONES LOTERIA S.A,
THE PROMOTION DIRECTOR.
NEVER RESPOND TO AN EMAIL LIKE THIS!!! Sphere: Related Content
SEEKING EXECUTOR OF LAST WILL AND TESTAMENT.
SEEKING EXECUTOR OF LAST WILL AND TESTAMENT.
My name is Barrister Jorge Coma, an Attorney (Lawyer) to late Mr.Yaroslav Zojniuk.
I am writing to notify you of the TESTAMENT of my late client Mr.Yaroslav Zojniuk, a Ukrainian who unfortunately lost his life in the Madrid Bomb Blast on March 11, 2004, in Madrid-Spain.
PLEASE VISIT THE BELOW SITE:
http://news.bbc.co.uk/2/hi/europe/3500452.stm
The deceased (Mr.Yaroslav Zojniuk) was a prominent business man who travelled to Spain on business survey/holiday with his wife and their only daughter when they met their tragic death.
My client before his death made a deposit of Thirty Seven Million, Three Hundred Thousand United States Dollars (US$37,300,000.00) in his effort to set up a business in Europe.
However, I am searching for a trust worthy person or the relatives of the deceased regarding his deposit, as the holding financial institution wants him to come forward for the endorsement of the re-investment documents,as I have been given ONE MONTH to come forward with the next of kin to my late client for the endorsement of the re-investment documents,hence I am seeking your assistance to provide you as the next of kin to my late client, since he died with his wife and their only daughter without making a WILL in all his deposit paper works.
This transaction is very confidential as I can re-draft his LAST WILL AND TESTAMENT to bear your name as the TRUSTEE & EXECUTOR. This transaction shall be executed under legitimate and legal procedures that will protect you from any breach of the Law.
It is in this regard that I decided to solicit your assistance, by presenting you as the Executor and Trustee (Next of Kin) to the deceased. Although, I have agreed on the following sharing ratios: 35% for your assistance and 65% for me but this is still open for negotiation.
Kindly revert back to me urgently on your kind interest to lay claim of the deposit with your Name, Telephone and Fax numbers, Present contact address, Occupation and Country of Residence for more information on how to release the inheritance sum via this email address: jorgecoma930@aim.com OR comajorge930@gmail.com
Regards,
Jorge Coma (Barrister).
Attorney At Law.
WARNING!!!
WHEN YOU RECEIVE SUCH MAILS, DELETE THEM AS SOON AS POSSIBLE. DONT BE TEMPTED TO REPLY.
Beware Of https://www.al-padeel.com/Login.aspx/
Whenever you get emails like this, Beware!!!
Dont lose a fortune, before you learn a lesson.
()
ان النقر علي الوصله التاليه:1
https://www.al-padeel.com/Login.aspx/
Thank You.
al-padeel-Online UPDATE TEAM
Accounts Management As outlined in our User Agreement, al-padeel-Online will
periodically send you information about site changes and enhancements.
Visit our Privacy Policy and User Agreement if you have any questions.
http://www.Al-Padeel.com/ar
Scam Artists Think Of New Ideas Everyday
I got this mail this morning and felt i should share it to all. Scammers are always busy devising different means of getting money from others . So others should always learn not to be greedy. Remember you only fall victim if you are greedy too.
Congratulations! You Deserve it!
Congratulations! You Deserve it!
This is perfectly legal! If you have any doubts, refer to Title 18
Sec. 1302 & 1241 of the Postal Lottery laws. Keep a copy of these steps for yourself and, whenever you need money, you can use it again and again. This is the biggest growing internet money making scheme on the net, you will see that as you post your letter to the message boards and/or email it to other people, your PayPal account?s balance will increase gradually.
PERSONAL TESTIMONY:
Well, this article asks you to send $1.00 through PayPal to each of the emails stated in this document. You then place your own email address at the bottom of the list at No.6, and post the article in at least 200 Newsgroups. (There are thousands) It looks pretty easy to do so far. So after thinking it over, and talking to a few people first, I thought about trying it. I figured, what have I got to lose except $6.00, right? Like most of us I was a little skeptical and a little worried about the legal aspects of it. I found out that it follows the same regulations as the mailed chain letters, which according to the U.S. Post Office (1-800-725-2161) is indeed legal! Then I invested the measly $6.00. Well GUESS WHAT!!! Within 7 days, I started getting money in my PayPal account! I was shocked and excited! I thought it would end soon, but the money just kept coming in. In my first week, I made about $30.00. By the end of the second week I made over $1,100.00! In the third week I had over $8,000.00 and it's still growing. This is now my fourth week and I have made a total of more or less $36,000.00 and it's still coming in rapidly. Its: certainly worth the $6.00., I have spent more than that on the lottery!! Let me tell you how this works and most importantly, why it works? Also, make sure you print a copy of this article NOW, so you can get the information from it as you need it.
REQUIREMENTS:
You must have a verified PayPal account. If you do not have an account you can go to https://www.paypal.co... (notice the secure "https" within the link) and follow the instructions to set up a free account. Be sure to sign up for a free PREMIER or BUSINESS account (and not just a PERSONAL account) otherwise you won't be able to receive credit card payments from other people. In order to place the initial $6 into your account, you will have to verify your bank account with PayPal (which may take a few days). PayPal is 100% secure and is used my millions of people worldwide.
STEP 1:
Sending PayPal money: "It is an undeniable law of the universe that we must first give in order to receive." Send, through PayPal, $1.00 to each email on the list below. Make the subject of the payment "Email List" and in the comments, write "PLEASE ADD ME TO YOUR EMAIL LIST." (This keeps the program 100% legal, so please don't forget!). What you are doing is creating a service by this and best of all is that you are not giving your personal details out to anyone at all. NO RISKS! THIS IS ABSOLUTELY
LEGAL!
*SEND $1 TO EACH OF THE EMAIL ADDRESSES LISTED BELOW THROUGH PAYPAL*
The email list:
2) zoomzoom2me@yahoo.com
3) gaininterest@yahoo.com
4) mammakj12@yahoo.com
5) gotchalookn@gmail.com
6) wish4patience@yahoo.com
STEP 2:
Now take the 1st email off the list that you see above, move the other addresses up (6 becomes 5, 5 becomes 4, etc?) and add YOUR email address (the one used on the PayPal account) as number 6 on the list. MAKE SURE THE EMAIL YOU SUPPLY IS THE ONE YOU USE FOR YOUR PAYPAL ACCOUNT; OTHERWISE YOU WILL NOT BE ABLE TO RECEIVE YOUR INCOMES.
STEP 3:
Try to keep this article as close to original as possible. Now, post your amended article to at least 200 newsgroups, message boards and email your message to as many people you can. (I think there are close to 32,000 groups)
All you need is 200, but remember, the more you post, the more money you make ? as well as everyone else on the list!
GIVE OTHERS THE CHANCE TO MAKE MONEY:
You should email everyone you know and tell them about this new, easy, profitable, and 100% legal method to make big amounts of money in a really fast way. Remember, if they make money... you also will. This works like a chain.
*INSTRUCTIONS*
HOW TO POST TO NEWSGROUPS, MESSAGE BOARDS:
Step 1:
You do not need to re-type this entire letter to do your own posting. Simply put your cursor at the beginning of this letter and drag your cursor to the bottom of this document, and select 'copy' from the edit menu. This will copy the entire letter into the computer memory.
Step 2:
Open a blank NOTEPAD file and place your cursor at the top of the blank page. From the 'edit' menu select 'paste'. This will paste a copy of the letter into notepad so that you can add your name to the list.
Step 3:
Save your new notepad file as a .txt file. If you want to do your postings in different sittings, you'll always have this file to go back to.
Step 4:
Use Netscape or Internet explorer and try searching for various newsgroups (on-line forums, message boards, chat sites, discussions.) Lets say you browse or go on any search engine like, yahoo.com, google.com,
altavista.com, excite.com then you search with this subject millionaire message board? - Money making message board? - Employment message board? - Money making discussions? - Money making forum? - Business message board? Etc. You will find thousands of message boards.
Click one by one then you will find the option post a new message. (Some may need registration to post the message, so just register only in FREE FORUMS. If they ask to pay you, don't sign up, SIMPLE.)
Step 5:
Visit these message boards and post this article as a new message by highlighting the text of this letter and selecting paste from the edit menu.
Fill in the subject. This will be the header that everyone sees as they scroll through the list of postings in a Particular group, click the post message button. REMEMBER, THE MORE NEWSGROUPS AND/OR MESSAGE BOARDS YOU POST IN, THE MORE MONEY YOU WILL MAKE!! That's it! You will begin receiving money within days! JUST MAKE SURE THE EMAIL YOU SUPPLY IS EXACTLY AS IT APPEARS ON PAYPAL. You're done with your first one. This will truly work for you. Congratulations!
Congratulations!
